MONEY NEEDS WISDOM
Did you know? Money is like water – if you don’t hold it well, it will slip through your fingers. And guess what, if you don’t control your money, then it’s obvious your money is controlling you. Many of us, especially here in Africa, struggle with controlling money. One minute you have it, next thing,…
What is debt? Debt simply means kudziwa ngongole—when you borrow money or things, and you have to pay back later. It is like when you take fertilizer from the agro-dealer on credit, and after harvest, he comes for his money. If you have sold nothing, he will not smile. Debt is not always bad. Sometimes,…
Many of us, whether we’re students, market vendors, teachers, minibus drivers, or farmers, find managing money a bit tricky. But don’t worry! Today, I want to share a super simple way to help you plan your money better. It’s called the 50/30/20 Rule. You might be asking, “What’s this rule all about?” Just sit back,…
Simple Tips for TNM and Airtel Users. In Malawi today, mobile phone usage is as essential as nsima on the table. Whether you’re using TNM or Airtel, airtime ( ndalama ya foni) runs out faster than expected—sometimes before the conversation even gets interesting! But with a few practical tips and habits, you can stretch every…
Africa is a continent brimming with potential, offering a fertile ground for investment thanks to its youthful population, expanding economies, and increasing digital connectivity. However, this growth has also unfortunately attracted a rise in sophisticated investment scams designed to defraud unsuspecting individuals looking to grow their wealth. From deceptive online platforms to fake land deals…
In a rapidly changing Africa, where economies are growing, technology is expanding, and opportunities are blossoming, financial literacy is no longer optional—it’s essential. For African parents and guardians, teaching children about money and investing isn’t just about preparing them for adult responsibilities—it’s about breaking generational cycles of poverty and empowering a legacy of wealth creation….
For countless Africans living overseas, the desire to reconnect with home—either through a permanent return or by making a meaningful impact from afar—continues to inspire action. From sending financial support to loved ones, to constructing family homes or funding local initiatives, the diaspora has become a critical force driving Africa’s economic resilience. Yet beyond these…
Cryptocurrency has transcended its origins in Silicon Valley to become a significant topic across Africa, from the vibrant markets of Lagos to the technological centers of Nairobi and Cape Town. It is being explored as both a transformative financial tool and a crucial personal resource. However, alongside its promising potential, significant challenges exist. For many…
The African stock market is no longer an exclusive club. Thanks to mobile technology, innovative fintech solutions, and increasing cross-border financial integration, anyone with a smartphone and as little as $10 can now build wealth by investing in African companies. Whether you’re in Lagos, Lilongwe, Lusaka, or Lamu, the power of stock market investing is…
For many, investing seems like an exclusive club for the wealthy, demanding substantial capital, complex platforms, or direct access to stock markets. However, across Africa, a wave of innovation is democratizing investment, making it accessible even for those with modest incomes. Thanks to the widespread adoption of mobile money, intuitive digital savings tools, and community-driven…